Before July 1, 2013, Canadians had to begin their OAS pension at age 65. After that date, they were given the option of delaying it for up to five years in exchange for a deferral premium. The deferral premium is 0.6% for each month you wait to start your OAS pension after age 65. The […]
About Aaron Hector, B.Comm., R.F.P.
Vice President, Doherty & Bryant Financial Strategists
Suite 200, 2nd Floor
Eau Claire Market
200 Barclay Parade SW
Calgary, Alberta T2P 4R5
Aaron started his career in comprehensive wealth management over ten years ago under the mentorship of Russ Doherty and Vic Bryant. His clients take comfort in knowing that they have found an advisor who will be around to serve them throughout their career, and into retirement.
Aaron holds a Bachelors of Commerce Degree (Finance) from the Haskayne School of Business, University of Calgary, a Certified Financial Planning (CFP) designation with the Financial Planning Standards Council and a Registered Financial Planner (R.F.P.) designation with the Institute of Advanced Financial Planners (IAFP). He is currently working toward his Trust and Estate Practitioner (TEP) designation.
As a dual citizen, Aaron is continually expanding his knowledge in cross-border financial planning (Canada-U.S.). He is well versed in planning for Canadian snowbirds that are spending time in the U.S., and also planning for U.S. citizens who are living in Canada.
Aaron is on the Strategy Review Team for T.E. Wealth and holds memberships in the Financial Planning Standards Council (FPSC), the Institute of Advanced Financial Planners (IAFP), and the Society of Trust and Estate Practitioners (STEP Canada).
Aaron lives with his wife and twin girls in Calgary. When not running after his daughters, he plays for and manages a Calgary men’s soccer team.
Entries by Aaron Hector, B.Comm., R.F.P.
There are many reasons you may travel to another country. While most do so to vacation, others will travel to attend school, seek medical treatment, or for temporary or permanent employment. Whatever the scenario, there are different admittance requirements set out by each foreign government, and if you’re offside with them, it could result in […]
There are nearly 200 countries in the world and almost all of them implement a residency-based tax system. Put simply, this means that you’re only obligated to file a tax return where you live. There are, however, a small handful of countries that tax individuals not only on their residency, but also on their citizenship. […]
Owning property in the U.S. is desirable to many Canadians, whether it be as a vacation/retirement retreat or an investment. While it does add an element of complexity to your financial situation, it certainly is manageable as long as you take a few things into consideration. Have a discussion around ownership There are many different […]
The purpose of this article is to show you how to think outside the box and use an RESP in ways that you may not have previously considered. But before we get to that, let’s look at the basics. How does an RESP work? To help you save for your child’s post secondary education, the […]
Towards the end of the year, people often start thinking about which charitable organizations they’d like to support. You likely already know that the Canada Revenue Agency (CRA) provides an extra incentive by giving you a tax credit for your donation, but what you may not know is that you can get an even greater […]
As we near the end of summer, it’s back to school season for our youth – but why not for you too? Maybe there’s something you’ve always wanted to learn or do, but never had the time. Third Age refers to the stage in life where you’ve retired and your children are independent; in short, […]
Written by Aaron Hector, Financial Planner at Doherty & Bryant Financial Strategists Inc. Budget 2016 introduced a new child benefit program called the Canada Child Benefit (CCB). This program replaced the UCCB, and despite their similar acronyms, they are very different from one another. The U in UCCB stood for universal, and it was just […]
- With endless possibilities now open to travellers, the world has become accessible in ways that were once unimagina… https://t.co/bbIm7qqYDJ 8 months ago
- RT @hectaaron: I give a "Financial Facelift" to a real couple.. Online now and in the Saturday Globe & Mail this weekend... https://t.co/OLMGz6QAH8 8 months ago
26 Wellington St. East
Toronto, ON M5E 1S2
Monday-Friday: 8:30AM to 5PM EST